Meet Your Advisor

A licensed loan officer in your corner.

Every My Home Plan client works with a dedicated Home Plan Advisor: a licensed mortgage loan originator with Direct Rate, LLC who builds your plan, checks in on your progress, and coordinates every professional along the way.

Raquel Garza

Raquel Garza

Director of Community Development
Licensed Mortgage Loan Originator · NMLS #2449979
Direct Rate, LLC | NMLS #2320473 · Verify on NMLS Consumer Access

Raquel leads My Home Plan's community partnerships and works directly with renters preparing for homeownership, from the first conversation to the day they get their keys.

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A personalized plan

A homeownership plan built around your timeline, savings, and credit goals.

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Regular check-ins

Ongoing progress reviews on savings, credit, and readiness so you stay on track.

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One point of contact

Your advisor coordinates your Realtor, lender, and other professionals for you.

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Honest guidance

Clear answers with no pressure and no jargon, at every step.

As My Home Plan grows, every approved advisor will be introduced here.